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Home Loan

Bank/NBFC

Interest Rate

Processing Fee

Loan Amount

Tenure Range

8.75% upto0.50% 10crore 25 Apply Now
9.05% 0.50% 5crore 30 Apply Now
10.45% upto0.50% Apply Now
9.25% upto0.50% 30crore 30 Apply Now
9.05% 0.25% 3crore 30 Apply Now
8.90% upto0.50% 10crore 20 Apply Now
8.90% 0.50% 5crore 30 Apply Now
8.60% .50% 10crore 20 Apply Now
9.60% upto0.50% 10crore 30 Apply Now
9.25% upto1.20% 3.50 20 Apply Now

Eligibility

Overview

What is Home Loan?

Home Loan is a secured loan given by a bank against the security/hypothecation of an underlying property. In the event of failure to repay by the borrower, the bank can, subject to laws of India, attach/sell the underlying property and recover the principal amount and any outstanding interest thereon. A home loan can be availed for buying an under-construction property, resale property or even to construct a house on a vacant piece of land.

Top Providers for Home Loans in India

Providers Loan Amount Interest Rate Processing Fee
State Bank of India Rs. 25,000 - Rs. 15,00,000 11.00% onwards 1% of the loan amount
Axis Bank Limited Rs. 50,000 - Rs. 15,00,000 11.49% onwards 1.50 - 2.00

No, you get the opportunity to choose which kind of rate of interest you want to pay. You can pay through fixed rate of interest or you can pay by the floating rate of interest which depends on the MCLR and keeps changing.

You can foreclose your loan by clearing all the dues. Charges are applicable.

You can avail a loan from INR 500,000 to INR 100 million.

For eligibility, you need to either be an Indian citizen or be a PIO. The eligibility depends on the cost of your house, age, income amount, qualification, etc.